Travel insurance and assistance: Protect yourself and your loved ones on your next trip.
Travel insurance is your safety net for unexpected events during your journey, from illnesses and cancellations to lost luggage. It's a small investment that offers peace of mind and financial protection, ensuring a worry-free adventure.
Travel insurance is essential for every type of traveler, whether you meticulously plan every detail or prefer a more relaxed approach. It provides support in emergencies and covers various unexpected incidents during your travels.
In the United States, travel insurance operates as a comprehensive safety plan for travelers. When an individual who has purchased travel insurance encounters medical or other emergencies during their trip, they can be financially covered for these expenses.
Often, the insurance provider will also offer direct assistance, managing and supporting the traveler through the emergency. This means that if you face a medical issue, lose your luggage, or encounter travel disruptions, your insurance company steps in to handle the costs and logistics, ensuring you receive the necessary support without the stress of out-of-pocket expenses.
Travel insurance is more than a mere convenience; it's a vital part of your travel preparation, providing 24/7 support all year round. Whether it's for a vacation or a business trip, having travel insurance means being prepared for the unexpected.
While both services aim to protect travelers, their functions are distinct. Travel assistance provides immediate support in emergencies, offering on-the-spot aid and coordination. In contrast, travel insurance is a financial safeguard, covering losses and unforeseen events linked to traveling. It's the difference between having a helping hand in emergencies (assistance) and financial backup for unexpected costs (insurance).
More than a third (39%) of travelers who have traveled internationally in the past five years have experienced medical issues abroad, according to a GeoBlue survey of 2,086 Americans conducted by Harris Poll. When asked how they’d cover medical expenses if they got sick or injured while on an international trip, nearly half (46%) of all respondents expected their domestic health insurance would cover them abroad, but that is often not the case.
The most common, both consumer-purchased travel medical insurance and employer-sponsored business travel medical insurance, are for conditions like viral infections which have been particularly high in recent years because of COVID, pain (abdominal, chest, or joint), anxiety, diarrhea, rash, or cough. These claims typically average around $435 USD.
Claims for broken bones, cardiac arrest or stroke with costs averaging between $15,000 and $30,000, but could range as high as $300,000 or more.
Travel assistance can be a financial lifesaver, especially when facing medical issues abroad. Surprisingly, many travelers mistakenly expect their domestic health insurance to cover international incidents. However, this is often not the case, leaving them vulnerable to high costs. Travel assistance steps in here, covering medical emergencies that domestic insurance may not, thus preventing unexpected expenses.
Comprehensive Assistance for Global Travelers
Assist Card stands out as a leader in global travel assistance, offering round-the-clock services every day of the year. It combines insurance and direct assistance, ensuring travelers have both financial coverage and immediate support during their journeys.
Emergency Medical Benefits
Global Presence, Local Expertise
Opting for Assist Card means investing in peace of mind. It's not just a convenience but a crucial safeguard for any traveler, whether on a leisure or business trip. With Assist Card, you have the assurance of comprehensive support, from medical emergencies to travel inconveniences, ensuring a stress-free travel experience.
At Assist Card, we offer a range of travel insurance products tailored to your specific needs. Whether you're planning a single trip, frequent travel or need coverage for your flight or rental car, we have the right plan for you.
Find all the requirements, tips, places and general information you should know for each specific destination: